June 22, 2024
Summary
Risk Index is Relatively Moderate
Score 67.3
Expected Annual Loss is Relatively Moderate
Score 68.3
Social Vulnerability is Relatively Moderate
Score 43.5
Community Resilience is Very Low
Score 16.4
While reviewing this report, keep in mind that low risk is driven by lower loss due to natural hazards, lower social vulnerability, and higher community resilience.
For more information about the National Risk Index, its data, and how to interpret the information it provides, please review the About the National Risk Index and How to Take Action sections at the end of this report. Or, visit the National Risk Index website at hazards.fema.gov/nri/learn-more to access supporting documentation and links.
Risk Index
The Risk Index rating is Relatively Moderate for Census tract 01045020400 when compared to the rest of the U.S.
Score
67.29
67% of U.S. Census tracts have a lower Risk Index
66% of Census tracts in Alabama have a lower Risk Index
Risk Index Legend
Very High
Relatively High
Relatively Moderate
Relatively Low
Very Low
No Rating
Not Applicable
Insufficient Data
Hazard Type Risk Index
Hazard type Risk Index scores are calculated using data for only a single hazard type, and reflect a community's Expected Annual Loss value, community risk factors, and the adjustment factor used to calculate the risk value.
| Hazard Type | Risk Index Rating | Risk Index Score | National Percentile |
|---|---|---|---|
| Avalanche | Not Applicable | -- | |
| Coastal Flooding | Not Applicable | -- | |
| Cold Wave | No Rating | 0 | |
| Drought | Relatively Low | 85.4 | |
| Earthquake | Very Low | 29.6 | |
| Hail | Relatively Low | 67.4 | |
| Heat Wave | Relatively Low | 36.1 | |
| Hurricane | Relatively Moderate | 84.6 | |
| Ice Storm | Very Low | 10.9 | |
| Landslide | Relatively Moderate | 77.7 | |
| Lightning | Relatively High | 89.6 | |
| Riverine Flooding | Relatively Low | 67.2 | |
| Strong Wind | Relatively Low | 43.8 | |
| Tornado | Relatively High | 78.7 | |
| Tsunami | Not Applicable | -- | |
| Volcanic Activity | Not Applicable | -- | |
| Wildfire | Relatively Low | 64.9 | |
| Winter Weather | Relatively Low | 52.9 |
Risk Factor Breakdown
| Hazard Type | EAL Value | Social Vulnerability | Community Resilience | CRF | Risk Value | Risk Index Score |
|---|---|---|---|---|---|---|
| Hurricane | $531,594 | Relatively Moderate | Very Low | 1.1 | $583,447 | 84.6 |
| Tornado | $205,124 | Relatively Moderate | Very Low | 1.1 | $225,132 | 78.7 |
| Lightning | $24,685 | Relatively Moderate | Very Low | 1.1 | $27,093 | 89.6 |
| Riverine Flooding | $23,351 | Relatively Moderate | Very Low | 1.1 | $25,629 | 67.2 |
| Strong Wind | $6,799 | Relatively Moderate | Very Low | 1.1 | $7,463 | 43.8 |
| Hail | $6,076 | Relatively Moderate | Very Low | 1.1 | $6,669 | 67.4 |
| Earthquake | $4,368 | Relatively Moderate | Very Low | 1.1 | $4,794 | 29.6 |
| Heat Wave | $3,535 | Relatively Moderate | Very Low | 1.1 | $3,880 | 36.1 |
| Landslide | $2,016 | Relatively Moderate | Very Low | 1.1 | $2,212 | 77.7 |
| Winter Weather | $1,594 | Relatively Moderate | Very Low | 1.1 | $1,750 | 52.9 |
| Drought | $1,408 | Relatively Moderate | Very Low | 1.1 | $1,545 | 85.4 |
| Wildfire | $904 | Relatively Moderate | Very Low | 1.1 | $992 | 64.9 |
| Ice Storm | $286 | Relatively Moderate | Very Low | 1.1 | $314 | 10.9 |
| Cold Wave | $0 | Relatively Moderate | Very Low | 1.1 | $0 | 0 |
| Avalanche | -- | Relatively Moderate | Very Low | 1.1 | -- | -- |
| Coastal Flooding | -- | Relatively Moderate | Very Low | 1.1 | -- | -- |
| Tsunami | -- | Relatively Moderate | Very Low | 1.1 | -- | -- |
| Volcanic Activity | -- | Relatively Moderate | Very Low | 1.1 | -- | -- |
Expected Annual Loss
In Census tract 01045020400, expected loss each year due to natural hazards is Relatively Moderate when compared to the rest of the U.S.
Score
68.27
68% of U.S. Census tracts have a lower Expected Annual Loss
71% of Census tracts in Alabama have a lower Expected Annual Loss
Expected Annual Loss Legend
Very High
Relatively High
Relatively Moderate
Relatively Low
Very Low
No Expected Annual Losses
Not Applicable
Insufficient Data
Composite Expected Annual Loss $811,739.46
Composite Expected Annual Loss Rate National Percentile 69.3
Building EAL $577,231.18
Population EAL 0.01 fatalities
Building EAL Rate $1 per $1.08K of building value
Population EAL Rate 1 per 167.42K people
Agriculture EAL $66,624.02
Population Equivalence EAL $167,884.26
Agriculture EAL Rate $1 per $143.54 of agriculture value
Expected Annual Loss for Hazard Types
Expected Annual Loss scores for hazard types are calculated using data for only a single hazard type, and reflect a community's relative expected annual loss for only that hazard type.
14 of 18 hazard types contribute to the expected annual loss for Census tract 01045020400.
| Hazard Type | Expected Annual Loss Rating | EAL Value | Score |
|---|---|---|---|
| Hurricane | Relatively Moderate | $531,594 | 83.8 |
| Tornado | Relatively High | $205,124 | 79.2 |
| Lightning | Relatively High | $24,685 | 90.8 |
| Riverine Flooding | Relatively Low | $23,351 | 67.0 |
| Strong Wind | Relatively Low | $6,799 | 44.2 |
| Hail | Relatively Low | $6,076 | 68.1 |
| Earthquake | Very Low | $4,368 | 28.8 |
| Heat Wave | Relatively Low | $3,535 | 36.7 |
| Landslide | Relatively Moderate | $2,016 | 77.2 |
| Winter Weather | Relatively Low | $1,594 | 53.4 |
| Drought | Relatively Low | $1,408 | 85.6 |
| Wildfire | Relatively Low | $904 | 64.3 |
| Ice Storm | Very Low | $286 | 10.9 |
| Cold Wave | No Expected Annual Losses | $0 | 0.0 |
| Avalanche | Not Applicable | -- | -- |
| Coastal Flooding | Not Applicable | -- | -- |
| Tsunami | Not Applicable | -- | -- |
| Volcanic Activity | Not Applicable | -- | -- |
Expected Annual Loss Values
| Hazard Type | Total | Building Value | Population Equivalence | Population | Agriculture Value |
|---|---|---|---|---|---|
| Avalanche | -- | -- | -- | -- | -- |
| Coastal Flooding | -- | -- | -- | -- | -- |
| Cold Wave | $0 | $0 | $0 | 0.00 | $0 |
| Drought | $1,408 | n/a | n/a | n/a | $1,408 |
| Earthquake | $4,368 | $3,716 | $651 | 0.00 | n/a |
| Hail | $6,076 | $4,330 | $1,556 | 0.00 | $190 |
| Heat Wave | $3,535 | $42 | $3,484 | 0.00 | $9 |
| Hurricane | $531,594 | $463,489 | $5,391 | 0.00 | $62,714 |
| Ice Storm | $286 | $7 | $279 | 0.00 | n/a |
| Landslide | $2,016 | $559 | $1,456 | 0.00 | n/a |
| Lightning | $24,685 | $1,342 | $23,343 | 0.00 | n/a |
| Riverine Flooding | $23,351 | $20,901 | $1,052 | 0.00 | $1,398 |
| Strong Wind | $6,799 | $5,737 | $286 | 0.00 | $776 |
| Tornado | $205,124 | $75,555 | $129,450 | 0.01 | $120 |
| Tsunami | -- | -- | -- | -- | -- |
| Volcanic Activity | -- | -- | -- | -- | -- |
| Wildfire | $904 | $848 | $55 | 0.00 | $0 |
| Winter Weather | $1,594 | $705 | $880 | 0.00 | $10 |
Exposure Values
| Hazard Type | Total | Building Value | Population Equivalence | Population | Agriculture Value |
|---|---|---|---|---|---|
| Avalanche | -- | -- | -- | -- | -- |
| Coastal Flooding | -- | -- | -- | -- | -- |
| Cold Wave | $0 | $0 | $0 | 0.00 | $0 |
| Drought | $122,487 | n/a | n/a | n/a | $122,487 |
| Earthquake | $28,733,085,000 | $626,285,000 | $28,106,800,000 | 2,423.00 | n/a |
| Hail | $28,742,658,478 | $626,294,975 | $28,106,800,000 | 2,423.00 | $9,563,503 |
| Heat Wave | $28,742,658,478 | $626,294,975 | $28,106,800,000 | 2,423.00 | $9,563,503 |
| Hurricane | $28,742,658,478 | $626,294,975 | $28,106,800,000 | 2,423.00 | $9,563,503 |
| Ice Storm | $28,733,094,975 | $626,294,975 | $28,106,800,000 | 2,423.00 | n/a |
| Landslide | $16,394,041,177 | $358,123,469 | $16,035,917,708 | 1,382.41 | n/a |
| Lightning | $28,733,094,975 | $626,294,975 | $28,106,800,000 | 2,423.00 | n/a |
| Riverine Flooding | $169,981,131 | $3,755,416 | $165,888,987 | 14.30 | $336,727 |
| Strong Wind | $28,742,658,478 | $626,294,975 | $28,106,800,000 | 2,423.00 | $9,563,503 |
| Tornado | $28,742,658,478 | $626,294,975 | $28,106,800,000 | 2,423.00 | $9,563,503 |
| Tsunami | -- | -- | -- | -- | -- |
| Volcanic Activity | -- | -- | -- | -- | -- |
| Wildfire | $8,596,628,530 | $177,889,402 | $8,415,992,317 | 725.52 | $2,746,811 |
| Winter Weather | $28,742,658,478 | $626,294,975 | $28,106,800,000 | 2,423.00 | $9,563,503 |
Annualized Frequency Values
| Hazard Type | Annualized Frequency | Events on Record | Period of Record |
|---|---|---|---|
| Avalanche | -- | -- | -- |
| Coastal Flooding | -- | -- | -- |
| Cold Wave | 0 events per year | 0 | 2005-2021 (16 years) |
| Drought | 30.9 events per year | 679 | 2000-2021 (22 years) |
| Earthquake | 0.027% chance per year | n/a | 2021 dataset |
| Hail | 1.7 events per year | 58 | 1986-2021 (34 years) |
| Heat Wave | 0.1 events per year | 2 | 2005-2021 (16 years) |
| Hurricane | 0.1 events per year | 16 | East 1851-2021 (171 years) / West 1949-2021 (73 years) |
| Ice Storm | 0.2 events per year | 17 | 1946-2014 (67 years) |
| Landslide | 0 events per year | 0 | 2010-2021 (12 years) |
| Lightning | 79.5 events per year | 1,750 | 1991-2012 (22 years) |
| Riverine Flooding | 0.5 events per year | 13 | 1996-2019 (24 years) |
| Strong Wind | 1.6 events per year | 56 | 1986-2021 (34 years) |
| Tornado | 0 events per year | 2 | 1950-2021 (72 years) |
| Tsunami | -- | -- | -- |
| Volcanic Activity | -- | -- | -- |
| Wildfire | 0.001% chance per year | n/a | 2021 dataset |
| Winter Weather | 0.2 events per year | 4 | 2005-2021 (16 years) |
Historic Loss Ratios
| Hazard Type | Overall Rating |
|---|---|
| Avalanche | -- |
| Coastal Flooding | -- |
| Cold Wave | No Rating |
| Drought | Relatively Moderate |
| Earthquake | Relatively Low |
| Hail | Relatively Low |
| Heat Wave | Relatively Moderate |
| Hurricane | Relatively High |
| Ice Storm | Very Low |
| Landslide | Relatively Low |
| Lightning | Relatively High |
| Riverine Flooding | Relatively Moderate |
| Strong Wind | Relatively Low |
| Tornado | Relatively Low |
| Tsunami | -- |
| Volcanic Activity | -- |
| Wildfire | Relatively Low |
| Winter Weather | Relatively High |
Expected Annual Loss Rate
| Hazard Type | Building EAL Rate (per building value) | Population EAL Rate (per population) | Agriculture EAL Rate (per agriculture value) |
|---|---|---|---|
| Avalanche | -- | -- | -- |
| Coastal Flooding | -- | -- | -- |
| Cold Wave | -- | -- | -- |
| Drought | -- | -- | $1 per $6.79K |
| Earthquake | $1 per $168.52K | 1 per 43.15M | -- |
| Hail | $1 per $144.63K | 1 per 18.07M | $1 per $50.28K |
| Heat Wave | $1 per $14.85M | 1 per 8.07M | $1 per $1.09M |
| Hurricane | $1 per $1.35K | 1 per 5.21M | $1 per $152.49 |
| Ice Storm | $1 per $89.59M | 1 per 100.77M | -- |
| Landslide | $1 per $1.12M | 1 per 19.30M | -- |
| Lightning | $1 per $466.73K | 1 per 1.20M | -- |
| Riverine Flooding | $1 per $29.96K | 1 per 26.71M | $1 per $6.84K |
| Strong Wind | $1 per $109.16K | 1 per 98.40M | $1 per $12.32K |
| Tornado | $1 per $8.29K | 1 per 217.13K | $1 per $79.89K |
| Tsunami | -- | -- | -- |
| Volcanic Activity | -- | -- | -- |
| Wildfire | $1 per $738.51K | 1 per 506.65M | $1 per $23.93M |
| Winter Weather | $1 per $888.71K | 1 per 31.95M | $1 per $985.99K |
Social Vulnerability
Social groups in Census tract 01045020400 have a Relatively Moderate susceptibility to the adverse impacts of natural hazards when compared to the rest of the U.S.
Score
43.48
43% of U.S. Census tracts have a lower Social Vulnerability
39% of Census tracts in Alabama have a lower Social Vulnerability
Social Vulnerability Legend
Very High
Relatively High
Relatively Moderate
Relatively Low
Very Low
Data Unavailable
Community Resilience
Communities in Census tract 01045020400 have a Very Low ability to prepare for anticipated natural hazards, adapt to changing conditions, and withstand and recover rapidly from disruptions when compared to the rest of the U.S.
Score
16.43
84% of U.S. Census tracts have a higher Community Resilience
82% of Census tracts in Alabama have a higher Community Resilience
Community Resilience Legend
Very High
Relatively High
Relatively Moderate
Relatively Low
Very Low
Data Unavailable
About the National Risk Index
The National Risk Index is a dataset and online tool to help illustrate the United States communities most at risk for 18 natural hazards: Avalanche, Coastal Flooding, Cold Wave, Drought, Earthquake, Hail, Heat Wave, Hurricane, Ice Storm, Landslide, Lightning, Riverine Flooding, Strong Wind, Tornado, Tsunami, Volcanic Activity, Wildfire, and Winter Weather.
The National Risk Index leverages available source data for Expected Annual Loss due to these 18 hazard types, Social Vulnerability, and Community Resilience to develop a baseline relative risk measurement for each United States county and Census tract. These measurements are calculated using average past conditions, but they cannot be used to predict future outcomes for a community. The National Risk Index is intended to fill gaps in available data and analyses to better inform federal, state, local, tribal, and territorial decision makers as they develop risk reduction strategies.
Explore the National Risk Index Map at hazards.fema.gov/nri/map.
Visit the National Risk Index website at hazards.fema.gov/nri/learn-more to access supporting documentation and links.
Calculating the Risk Index
Risk Index scores are calculated using an equation that combines scores for Expected Annual Loss due to natural hazards, Social Vulnerability and Community Resilience:
Risk Index = Expected Annual Loss × Social Vulnerability ÷ Community Resilience
Risk Index scores are presented as a composite score for all 18 hazard types, as well as individual scores for each hazard type.
For more information, visit hazards.fema.gov/nri/determining-risk.
Calculating Expected Annual Loss
Expected Annual Loss scores are calculated using an equation that combines values for exposure, annualized frequency, and historic loss ratios for 18 hazard types:
Expected Annual Loss = Exposure × Annualized Frequency × Historic Loss Ratio
Expected Annual Loss scores are presented as a composite score for all 18 hazard types, as well as individual scores for each hazard type.
For more information, visit hazards.fema.gov/nri/expected-annual-loss.
Calculating Social Vulnerability
Social Vulnerability is measured using the Social Vulnerability Index (SVI) published by the Centers for Disease Control and Prevention (CDC).
For more information, visit hazards.fema.gov/nri/social-vulnerability.
Calculating Community Resilience
Community Resilience is measured at the County level using the Baseline Resilience Indicators for Communities (HVRI BRIC) published by the University of South Carolina's Hazards and Vulnerability Research Institute (HVRI).
For more information, visit hazards.fema.gov/nri/community-resilience.
How to Take Action
There are many ways to reduce natural hazard risk through mitigation. Communities with high National Risk Index scores can take action to reduce risk by decreasing Expected Annual Loss due to natural hazards, decreasing Social Vulnerability, and increasing Community Resilience.
For information about how to take action and reduce your risk, visit hazards.fema.gov/nri/take-action.
Disclaimer
The National Risk Index (the Risk Index or the Index) and its associated data are meant for planning purposes only. This tool was created for broad nationwide comparisons and is not a substitute for localized risk assessment analysis. Nationwide datasets used as inputs for the National Risk Index are, in many cases, not as accurate as available local data. Users with access to local data for each National Risk Index risk factor should consider substituting the Risk Index data with local data to recalculate a more accurate risk index. If you decide to download the National Risk Index data and substitute it with local data, you assume responsibility for the accuracy of the data and any resulting data index. Please visit the Contact Us page if you would like to discuss this process further.
The methodology used by the National Risk Index has been reviewed by subject matter experts in the fields of natural hazard risk research, risk analysis, mitigation planning, and emergency management. The processing methods used to create the National Risk Index have produced results similar to those from other natural hazard risk analyses conducted on a smaller scale. The breadth and combination of geographic information systems (GIS) and data processing techniques leveraged by the National Risk Index enable it to incorporate multiple hazard types and risk factors, manage its nationwide scope, and capture what might have been missed using other methods.
The National Risk Index does not consider the intricate economic and physical interdependencies that exist across geographic regions. Keep in mind that hazard impacts in surrounding counties or Census tracts can cause indirect losses in your community regardless of your community's risk profile.
Nationwide data available for some risk factors are rudimentary at this time. The National Risk Index will be continuously updated as new data become available and improved methodologies are identified.
The National Risk Index Contact Us page is available at hazards.fema.gov/nri/contact-us.
